Motorcycle accidents can be particularly dangerous. You could suffer devastating injuries if someone injures you in a motorcycle accident. When considering filing an insurance claim, you should know the damages you can expect so that you know if the claim is worth pursuing. While there is no one answer to how much compensation you should expect, certain factors can affect the value of your claim.
Hiring a motorcycle accident lawyer will help you understand the true value of your accident, as there are many damages that the average population is unaware of. Your attorney can help gather evidence and start working towards building a strong case.
Which factors affect your motorcycle accident claim?
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Liability of the parties involved.
One factor that can significantly affect your motorcycle accident claim is whether either party was 100 percent at fault. Things can become complicated if both parties share some fault. If you had some fault in the accident, you can still seek compensation. However, the case might be more complex and lengthier. Your attorney will have to determine your percentage of fault and then calculate your damages accordingly.
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Your insurance coverage.
California is an at-fault state, which means the party responsible for causing the accident has to pay for the damages of the victim party. A motorcycle accident will likely lead to various severe injuries and other damages. It is possible for your damages to exceed the insurance policy’s limits. If the defendant party is uninsured or has insufficient funds in their policy, you may have to use yours. However, you may be limited by your insurance policy limits.
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The severity of your injuries.
The types of injuries you suffer, and their severity will greatly affect your compensation amount. The injuries in an accident account for the major part of the claim value. You are entitled to medical bills, property damages, lost pay, and non-economic damages as well. If you have suffered an injury that requires long-term treatment, such as a traumatic brain injury, you may need treatment for the rest of your life. Long-term injuries increase the value of your claim.
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Helmet and other safety gear.
Motorcycles are considered more dangerous than passenger vehicles for obvious reasons. It is recommended to wear helmets and other safety gear, such as leather gloves, goggles, etc., to secure yourself. While not wearing safety gear during the accident should not keep you from filing a claim, it can definitely affect its value. Wearing a helmet shows you are a responsible driver and makes a strong case.
