Getting married with a disabled spouse can be a challenging experience. There are numerous reasons why this type of relationship can fail. First of all, marriage is a contract between two people. As a result, couples can lose access to a number of government programs. While marriage can be a good thing for a disabled person, it may cause financial problems. Fortunately, there are ways to minimize the financial impact of being married with a disabled spouse.
A primary agent is usually the spouse and the person is entitled to make financial and medical decisions. But the spouse with a disability may not be able to make these decisions. This situation can make the decision of who should make health care decisions difficult for the spouse. A family must be aware of the limitations of the disabled spouse and be patient in determining how to best support their spouse.
Fortunately, there are ways to qualify for SSDI while married with a disabled spouse. However, the qualification requirements for each program vary. In some cases, it may be easier to qualify for one benefit than the other. Regardless of which benefits you seek, make sure you meet the SSA’s requirements before you can apply.
Another potential benefit of marriage with a disabled spouse is the protection against losing Medicare or Medicaid eligibility. These programs provide health care coverage for the disabled spouse and often reduce the need for private health insurance. However, private health insurance and Medicaid do not cover all of the costs related to a disabled spouse’s disability.